Wilmington Bankruptcy & Debt Lawyer, Delaware


Dean C. DelCollo Lawyer

Dean C. DelCollo

VERIFIED
Bankruptcy & Debt, Consumer Bankruptcy, Personal Injury, Social Security -- Disability, Estate Planning

A founding partner in the law firm, Dean DelCollo was born and raised in Hockessin, Delaware. He graduated from Alexis I du Pont High School in 1985. ... (more)

Donald M. Ransom

Litigation, Dispute Resolution, Insurance, Bankruptcy
Status:  In Good Standing           

Sarah C. Brannan

Bankruptcy, Estate Planning, Family Law, Litigation
Status:  In Good Standing           

Sonia Augusthy

Bankruptcy, Personal Injury, Asbestos & Mesothelioma, Accident & Injury
Status:  In Good Standing           
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John S. Spadaro

Bankruptcy, Corporate, Insurance
Status:  In Good Standing           

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Kevin Harrison Grubb

Alimony & Spousal Support, Bankruptcy, Corporate, Business & Trade
Status:  In Good Standing           

William L. O'day

Divorce & Family Law, Estate, Real Estate, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  35 Years

Suzanne Lufadeju

Environmental Law Other, Employee Rights, Securities, Bankruptcy
Status:  In Good Standing           Licensed:  10 Years

Julia Bettina Klein

Other, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  13 Years

Julia B. Klein

Other, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  13 Years

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CCCS

See Consumer Credit Counseling Service.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.