Westminster Bankruptcy & Debt Lawyer, Colorado


Loren James Randall Lawyer

Loren James Randall

VERIFIED
Divorce & Family Law, Criminal, DUI-DWI, Estate, Bankruptcy

We genuinely care about people. Good people sometimes find themselves in bad circumstances... and legal problems are often the most stressful challeng... (more)

FREE CONSULTATION 

CONTACT

800-978-8561

John Loren Eckelberry Lawyer

John Loren Eckelberry

VERIFIED
Family Law, Bankruptcy, Divorce, Child Custody, Collection
Providing personal and financial fresh starts for almost 20 years!

John has been practicing law in Colorado since 1998. He is the founding member of Eckelberry Law Firm, established in 2006, in charge of the family l... (more)

FREE CONSULTATION 

CONTACT

303-434-1131

Lynn Anne Pierce Lawyer

Lynn Anne Pierce

VERIFIED
Criminal, Bankruptcy, Traffic
We believe in the right of the accused to a strong and skillful defense.

Butler, Landrum and Pierce, P.C. was formed over 30 years ago. Lynn Pierce has 28 years of experience. Ms. Pierce provides experienced and aggressive ... (more)

FREE CONSULTATION 

CONTACT

800-871-2510

Ryan James Peterson Lawyer

Ryan James Peterson

VERIFIED
Bankruptcy & Debt, DUI-DWI, Bankruptcy

My name is Ryan Peterson and I am the attorney/owner of The Law Office of Ryan Peterson, LLC. My firm stands out because I handle each case personally... (more)

FREE CONSULTATION 

CONTACT

800-993-8560

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Cameron W. Tyler Lawyer

Cameron W. Tyler

VERIFIED
Workers' Compensation, Social Security -- Disability, Medical Malpractice, Collection
Cameron has represented injured people from all walks of life for over 30 years.

Cameron W. Tyler has represented injured people from all walks of life for over 25 years. He has successfully conducted dozens of jury trials, court t... (more)

FREE CONSULTATION 

CONTACT

800-759-9391

Carla M. Garcia

Dispute Resolution, Adoption, Bankruptcy, Animal Bite
Status:  In Good Standing           

Sharon W. Grossenbach

Bankruptcy, Consumer Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Jared Daniel Adams

Administrative Law, Consumer Bankruptcy, DUI-DWI, Workout
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Laura A. Mathews

Estate Planning, Family Law, Elder Law, Bankruptcy
Status:  In Good Standing           

John C. Siegesmund

Corporate, Bankruptcy, Business Organization, Tax
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FCRA

See Fair Credit Reporting Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.