Springfield Bankruptcy & Debt Lawyer, Massachusetts


Diana S. Velez Harris Lawyer

Diana S. Velez Harris

VERIFIED
Divorce & Family Law, Real Estate, Criminal, Estate, Bankruptcy & Debt

Attorney Velez Harris has focused her practice on high conflict family law and civil litigation matters for nearly 16 years, in Massachusetts and Conn... (more)

FREE CONSULTATION 

CONTACT

413-732-8356

Tyler  Kimball Lawyer

Tyler Kimball

VERIFIED
Accident & Injury, Bankruptcy & Debt, Collection, Insurance

We can help. At Tyler S. Kimball Law, we help clients throughout Massachusetts get their lives back on track every day. Our attorney has been assistin... (more)

FREE CONSULTATION 

CONTACT

800-712-2890

Deirdre S. Gogel

Bankruptcy, Mental Health
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Albert J. Beaumier

Bankruptcy, Foreclosure, Wills & Probate
Status:  Inactive           Licensed:  46 Years
Speak with Lawyer.com

Amanda Pninna Bannikov

Lawsuit & Dispute, Insurance, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  10 Years

Amanda Lee Jordan

Divorce & Family Law, Business, Bankruptcy & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  7 Years

Andrea Momnie O'Connor

Bankruptcy & Debt
Status:  In Good Standing           Licensed:  10 Years

Andrea L. Brunault-Mcguinness

Divorce & Family Law, Bankruptcy & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  32 Years

Anne Gurland Chernick

Estate, Employment, Criminal, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  34 Years

Anthony Martin Keane

Immigration, Estate, Child Custody, Bankruptcy & Debt
Status:  In Good Standing           

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FCBA

See Fair Credit Billing Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.