Rockford Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Laye

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Accident & Injury, Divorce & Family Law, Estate, Bankruptcy & Debt, Business

Thomas was born and raised in Cherry Valley, Illinois. He attended Western Illinois University where he received his Bachelor’s in Law Enforcement a... (more)

FREE CONSULTATION

CONTACT

815-962-0044

308 West State Street, Rockford, IL 61101

Charles P. Kostantacos

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Accident & Injury, Criminal, Real Estate, Estate, Bankruptcy & Debt

Charles Kostantacos is a practicing lawyer in the state of Illinois. Mr. Kostantacos received his J.D. from John Marshall Law School in 1980.

FREE CONSULTATION

CONTACT

815-964-7891

321 West State Street, Rockford, IL 61101

Gary Flanders

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 41 Years

FREE CONSULTATION

CONTACT

One Court Place, Rockford, IL 61101

William J Howard

Commercial Real Estate, Commercial Leasing, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

124 North Water Street, Rockford, IL 61110

David Francis Monteleone

DUI-DWI, Civil Rights, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

308 West State Street, Rockford, IL 61101

George P. Hampilos

Child Support, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

308 West State Street, Rockford, IL 61101

Thomas R. Jakeway

Banking & Finance, Corporate, Contract, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

400 West State Street, Rockford, IL 61101

Kim Casey

Commercial Real Estate, Litigation, Transactions, Collection, Bankruptcy

Status: In Good Standing

CONTACT

800 North Church Street, Rockford, IL 61103

Kim M. Casey

Litigation, Transactions, Collection, Bankruptcy

Status: In Good Standing

CONTACT

800 North Church Street, Rockford, IL 61103

Jocelyn Lindsay Koch

Litigation, State Appellate Practice, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

800 N Church St, Rockford, IL 61103

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

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Rockford Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Laye

Charles P. Kostantacos

Gary Flanders

William J Howard

David Francis Monteleone

George P. Hampilos

Thomas R. Jakeway

Kim Casey

Kim M. Casey

Jocelyn Lindsay Koch

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LEGAL TERMS

INTEREST

PRESUMED ABUSE

CREDITOR

PREFERENCE

FRAUDULENT TRANSFER

TRADE NAME

INFRINGEMENT (OF TRADEMARK)

DISCHARGEABLE DEBTS

S CORPORATION

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