Pocatello Credit & Debt Lawyer, Idaho


John Orval Avery

Bankruptcy & Debt
Status:  In Good Standing           Licensed:  36 Years

Stephen J. Muhonen

Wrongful Termination, Collection, Personal Injury, Car Accident
Status:  In Good Standing           Licensed:  18 Years

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Nolan Ernest Wittrock

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt
Status:  In Good Standing           

Patrick Noel George

Real Estate, Corporate, Banking & Finance, Commercial Bankruptcy
Status:  In Good Standing           
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Lane Vincent Erickson

Litigation, Estate Planning, Elder Law, Credit & Debt
Status:  In Good Standing           

Brett Raymond Cahoon

Real Estate, Litigation, Business, Bankruptcy
Status:  In Good Standing           Licensed:  10 Years

Heidi Buck Morrison

Family Law, Civil Rights, Credit & Debt, Bankruptcy, Collection
Status:  In Good Standing           Licensed:  12 Years

Reed Bradley Willis

Estate Planning, Family Law, Civil Rights, Bankruptcy
Status:  Inactive           Licensed:  13 Years

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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Easily find Pocatello Credit & Debt Lawyers and Pocatello Credit & Debt Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Reorganization and Workout attorneys.

LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CCCS

See Consumer Credit Counseling Service.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Cole v. CARDEZ CREDIT AFFILIATES, LLC

... On April 11, 2006, Cardez Credit Affiliates, LLC (Cardez Credit filed a suit against Vicky Cole in district court in Bonneville County, where it maintains its principal place of business, alleging that Vicky Cole owed money to Cardez Credit on a past due credit card debt. ...

Credit Bureau v. Lecheminant

... I. FACTS AND PROCEDURAL HISTORY. On February 14, 2006, the plaintiff, Credit Bureau of Eastern Idaho, Inc. ... 3. Whether IC § 32-912 allows for garnishment in this case. 4. Whether a debt must benefit the community in order to be satisfied out of the community property. ...

CREDIT BUREAU OF EASTERN IDAHO v. LECHEMINANT

... I. FACTS AND PROCEDURAL HISTORY. On February 14, 2006, the plaintiff, Credit Bureau of Eastern Idaho, Inc. ... 3. Whether IC § 32-912 allows for garnishment in this case. 4. Whether a debt must benefit the community in order to be satisfied out of the community property. ...