Ogden Bankruptcy & Debt Lawyer, Utah

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Roy D Cole Lawyer

Roy D Cole

VERIFIED
Criminal, Bankruptcy & Debt, Personal Injury, Divorce & Family Law, Juvenile Law

I’m Roy Cole. I’m your attorney, I practice criminal defense, DUI/DWI, Divorce, Custody, Juvenile and bankruptcy law. I’ve been practicing bankr... (more)

FREE CONSULTATION 

CONTACT

800-329-9790

Troy R Jensen Lawyer

Troy R Jensen

VERIFIED
DUI-DWI, Divorce & Family Law, Personal Injury, Bankruptcy & Debt, Criminal
Know The Law - Know Your Rights - Know Jensen Legal Will Fight For You!

My job is to help you understand and navigate a complex legal system which may be difficult to understand. Whether you are adopting a child, establish... (more)

Isaac C. Macfarlane Lawyer

Isaac C. Macfarlane

Divorce & Family Law, Bankruptcy & Debt, Personal Injury
Defending Your Rights, Your Property, Your Future.

Isaac Macfarlane proudly serves Ogden, Utah and the neighboring communities in the areas of divorce, family, and bankruptcy law.

FREE CONSULTATION 

CONTACT

800-814-3290

Kenneth Burton

Child Support, Collection, Construction, Contract
Status:  In Good Standing           
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Kevin Richards

Divorce & Family Law, Divorce, Family Law, Bankruptcy & Debt

FREE CONSULTATION 

CONTACT

Jaime G Richards

Family Law, Civil Rights, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  7 Years

Kimberly L Stevens

Commercial Real Estate, Pension & Benefits, Bankruptcy, Accident & Injury
Status:  In Good Standing           Licensed:  14 Years

F. Kim Walpole

Traffic, Family Law, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  20 Years

Theron D. Morrison

Consumer Rights, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  17 Years

Brent E Johns

Bankruptcy & Debt, Divorce & Family Law, Family Law, Trusts
Status:  In Good Standing           Licensed:  44 Years

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COLLATERAL

Property that guarantees payment of a secured debt.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.