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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Rodney L. Schermer

Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

4590 Elk Run Dr SW, Albany, OR 97321

Sharon Gayl Griffin

Divorce, Child Custody, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

425 SW Second Ave, Albany, OR 97321

Rebecca Winters

Divorce & Family Law, Bankruptcy, Bankruptcy & Debt, Child Custody

Status: In Good Standing Licensed: 6 Years

CONTACT

1113 Hill St SE, Albany, OR 97321

Steven A Heinrich

Family Law, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

527 NW 3rd St, Corvallis, OR 97330

Diane Lynn Mancinelli

Litigation, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

3730 Nw Harrison Blvd, Corvallis, OR 97330

Karen Misfeldt

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

310 Nw 7Th St, Corvallis, OR 97339

Gregory J Christensen

Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

804 Sw 4Th St, Corvallis, OR 97339

Whitney C Christensen

Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 6 Years

CONTACT

804 Sw Fourth St, Corvallis, OR 97333

Sean Downey

Divorce & Family Law, Bankruptcy & Debt, Estate Planning

Status: In Good Standing Licensed: 15 Years

CONTACT

2211 NW Professional Dr, Corvallis, OR 97330

Dennis V Messoline

Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

12090 Clow Corner Rd, Dallas, OR 97338

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Monmouth Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Rodney L. Schermer

Sharon Gayl Griffin

Rebecca Winters

Steven A Heinrich

Diane Lynn Mancinelli

Karen Misfeldt

Gregory J Christensen

Whitney C Christensen

Sean Downey

Dennis V Messoline

TIPS

LEGAL TERMS

IRS EXPENSES

DEFINED CONTRIBUTION PLAN

LIMITED PARTNERSHIP

FAIR LABOR STANDARDS ACT (FLSA)

DISCHARGE (OF DEBTS)

INTEREST

TRUTH IN LENDING ACT (TILA)

GUARANTOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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