Miami Bankruptcy & Debt Lawyer, Florida

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Henry  Hernandez Lawyer

Henry Hernandez

VERIFIED
Bankruptcy & Debt, Real Estate, Accident & Injury, Employment, Divorce & Family Law

Attorney Henry Hernandez has over 15 years of experience and is a Florida Certified Family Mediator and Circuit Civil Mediator. Henry has a Doctor of ... (more)

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305-771-3374

Jacqueline A. Salcines Lawyer

Jacqueline A. Salcines

VERIFIED
Real Estate, Bankruptcy & Debt, Business, Lawsuit & Dispute

Jacqueline Salcines, Esq. was born and raised in Miami, Florida. She graduated high school from Our Lady of Lourdes Academy. She then went on to earn ... (more)

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800-598-1880

Julio Cesar Marrero Lawyer

Julio Cesar Marrero

VERIFIED
Divorce & Family Law, Estate, Bankruptcy & Debt, Real Estate Other, Foreclosure
Top Rated Miami Attorney at your service for over 30 years!

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree with Cum laude distinction from the Uni... (more)

Christopher G. Berga Lawyer

Christopher G. Berga

VERIFIED
Employment, Credit & Debt, Complex Litigation, Real Estate, Construction

Christopher G. Berga is a partner in the firm’s Coral Gables office. Mr. Berga practices in the areas of complex commercial litigation, creditors... (more)

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Michael  Marcer Lawyer

Michael Marcer

VERIFIED
Bankruptcy & Debt, Estate, Foreclosure, Real Estate Other, Divorce & Family Law
Bankruptcy Lawyer Miami Attorney & Counselor At Law

Michael Marcer is licensed as an Attorney and Counselor at Law serving clients in Dade, Broward, and Monroe County. Michael completed his undergradua... (more)

Kenneth Edward Walton Lawyer

Kenneth Edward Walton

VERIFIED
Real Estate, Business, Estate, Bankruptcy & Debt, Accident & Injury

As the founding member of the firm, Mr. Walton concentrates his representation primarily in the areas of real estate litigation, real estate transacti... (more)

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800-976-7531

Andres  Montejo Lawyer

Andres Montejo

VERIFIED
Bankruptcy & Debt, Foreclosure, Bankruptcy, Credit & Debt, Collection

The Bankruptcy Law Center of Andres Montejo, in Miami - Fort Lauderdale specializes in bankruptcy law, foreclosure defense and mortgage modification. ... (more)

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800-947-7930

Rhonda Faith Gelfman Lawyer

Rhonda Faith Gelfman

VERIFIED
Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

Robert William Murphy Lawyer

Robert William Murphy

VERIFIED
Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

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CONTACT

800-845-7961

Jason Ari Smith Lawyer

Jason Ari Smith

VERIFIED
Business, Real Estate, Lawsuit & Dispute, Employment, Bankruptcy & Debt

Jason focuses his practice on complex civil litigation involving business and real estate matters. In his business litigation practice, Jason has exp... (more)

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CONTACT

800-734-8131

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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