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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

David B. Mintz

✓ VERIFIED

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy, Credit & Debt

David B. Mintz began his bankruptcy experience in 1999 representing debtors. After turning to the dark side and representing creditors, he started his... (more)

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CONTACT

800-964-4950

10632 Little Patuxent Parkway, Columbia, MD 21044

Donald L. Bell

Corporate, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

6305 Ivy Lane, Greenbelt, MD 20770

Leah V. Lerman

Bankruptcy, Litigation, Workout

Status: In Good Standing

CONTACT

6411 Ivy Lane, Greenbelt, MD 20770

Ann Gaegler

Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

6309 Baltimore Avenue, Riverdale, MD 20737

Beverly Leshea Winstead

Commercial Real Estate, International Tax, Business & Trade, Bankruptcy

Status: In Good Standing

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8101 Sandy Spring Rd, Laurel, MD 20707

Craig M. Palik

Contract, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

6411 Ivy Lane, Greenbelt, MD 20770

Alon Nager

Income Tax, Foreclosure, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

8180 Lark Brown Road, Elkridge, MD 21075

Jason Michael Perash

Criminal, Commercial Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

9520 Berger Rd, Columbia, MD 21046

F. Robert Troll

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

11785 Beltsville Drive, Beltsville, MD 20705

Alexandra Monroy

Landlord-Tenant, Customs, Consumer Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

10015 Old Columbia Rd, Columbia, MD 21046

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Laurel Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Jones & Cohen, LLC

SPONSORED LAWYERS

David B. Mintz

Donald L. Bell

Leah V. Lerman

Ann Gaegler

Beverly Leshea Winstead

Craig M. Palik

Alon Nager

Jason Michael Perash

F. Robert Troll

Alexandra Monroy

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

COLLATERAL

CREDITOR

PRESUMED ABUSE

FAIR CREDIT BILLING ACT (FCBA)

DOING BUSINESS AS (DBA)

IRS EXPENSES

DEBT COLLECTOR

SUBROGATION

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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