Larimer County, CO Bankruptcy & Debt Lawyers

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Dijon Michelle Fiore Lawyer

Dijon Michelle Fiore

VERIFIED
Bankruptcy & Debt, Estate, Divorce & Family Law, Business, Immigration

Dijon Fiore is the founding attorney of Fiore Legal Services LLC. Her practice focuses on legacy and estate planning, financial and bankruptcy matters... (more)

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800-989-4240

Ron  Salas Lawyer

Ron Salas

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Tax, Wills & Probate, Accident & Injury

Ron Salas has a passion for helping clients protect their legal rights and financial assets and for that reason he has established the Salas Law Firm,... (more)

FREE CONSULTATION 

CONTACT

800-827-9091

Laurie R. Stirman

Estate Planning, Adoption, Bankruptcy, Litigation
Status:  In Good Standing           

Leah Bishop

Adoption, Bankruptcy, Child Support, Criminal
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT
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Allen R. Schwartz

Real Estate, Estate Planning, Business, Bankruptcy
Status:  In Good Standing           

Zachary G Wilson

Corporate, Business Successions, Business Organization, Collection
Status:  In Good Standing           

Heather Melissa McMillan

Divorce & Family Law, Mediation, DUI-DWI, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Stephen J. Jouard

Bad Faith, Mental Health, Corporate, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  35 Years

Richard D. Beller

Banking & Finance, Bankruptcy, Corporate, Class Action
Status:  In Good Standing           Licensed:  26 Years

N. Joshua Dart

Government, Bankruptcy, Civil Rights, Business
Status:  In Good Standing           Licensed:  11 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCRA

See Fair Credit Reporting Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.