John Day Bankruptcy & Debt Lawyer, Oregon

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Edward Matthew Holpuch

General Practice
Status:  Inactive           Licensed:  51 Years

Clif Ouellette

General Practice
Status:  Inactive           Licensed:  73 Years

Mike Kilpatrick

Real Estate, Government, Criminal
Status:  In Good Standing           Licensed:  43 Years

Amanda Martino

Civil Rights, Environmental Law Other
Status:  In Good Standing           Licensed:  5 Years
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Daniel L Cronin

General Practice
Status:  In Good Standing           Licensed:  40 Years

Jim Carpenter

General Practice
Status:  In Good Standing           Licensed:  21 Years

Mara E. Houck

Landlord-Tenant, Traffic, Divorce, Criminal
Status:  In Good Standing           Licensed:  5 Years

Robert S Raschio

Lawsuit & Dispute, Government, Divorce & Family Law, Criminal, DUI-DWI
Status:  In Good Standing           Licensed:  20 Years

Kathleen Erin Dunn

General Practice
Status:  In Good Standing           Licensed:  24 Years

Gregory V Goebel

General Practice
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCBA

See Fair Credit Billing Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FDCPA

See Fair Debt Collections & Practices Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.