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David Michael Goldman Lawyer

David Michael Goldman

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Estate, Criminal, Elder Law, Divorce & Family Law, Bankruptcy & Debt
Florida Bar

Mr. Goldman has over 20 years of business experience. He has been involved in starting and managing technology related companies involved in distribut... (more)

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Joshua Adam Cossey Lawyer

Joshua Adam Cossey

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Accident & Injury, Business, Divorce, Estate, Bankruptcy & Debt

Having represented Inc. 500 and publicly traded companies in commercial disputes, transactions, risk management, and strategic initiates, Joshua posse... (more)

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800-808-6240

Max  Story Lawyer

Max Story

VERIFIED
Consumer Protection, Credit & Debt, Consumer Bankruptcy, Collection, Deceptive Trade Practices
We focus our practice exclusively on consumer protection and class action law.

We focus our practice exclusively on consumer protection and class action law. We work on behalf of consumers whose rights had been violated by adver... (more)

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Carter Burgess

Bankruptcy, Corporate
Status:  In Good Standing           

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Daniel J. Pasky

Corporate, Collection, Commercial Bankruptcy, Bankruptcy
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Ryan Michael Albaugh

Criminal, Bankruptcy & Debt, Accident & Injury, Foreclosure
Status:  In Good Standing           Licensed:  16 Years

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Foye Buchannon Walker

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Criminal
Status:  In Good Standing           Licensed:  16 Years

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Dulce Fazel

Wills & Probate, Trusts, Divorce & Family Law, Bankruptcy, Divorce
Status:  In Good Standing           Licensed:  17 Years

Douglas C. Higginbotham

Bankruptcy & Debt
Status:  In Good Standing           Licensed:  48 Years

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Ramona Chaplin

Divorce & Family Law, Bankruptcy & Debt, Car Accident, Power of Attorney
Status:  In Good Standing           Licensed:  12 Years

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CCCS

See Consumer Credit Counseling Service.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.