Independence Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Rex K. Daines

✓ VERIFIED

Bankruptcy & Debt, Accident & Injury, Consumer Rights

Rex K. Daines graduated from Willamette University College of Law in 1995 with a JD and from Utah State University in 1992 with a BA in accounting wi... (more)

FREE CONSULTATION

CONTACT

800-738-1710

3995 Hagers Grove Rd SE, Salem, OR 97309

Dennis V Messoline

Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

12090 Clow Corner Rd, Dallas, OR 97338

Kevin J. Rank

Bankruptcy & Debt, Reorganization, Workout

FREE CONSULTATION

CONTACT

2701 12th St. SE, Salem, OR 97302

Belle Na

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

1162 Court St Ne, Salem, OR 97301

Richard F Alway

Tax, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

2581 12Th St Se, Salem, OR 97308

Kimberly Lynn Mccullough

Other, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

1175 Court St Ne, Salem, OR 97301

Keith Daniel Karnes

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1860 Hawthorne Ave, Salem, OR 97301

Lisa M Mayfield

Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

565 Union St Ne, Salem, OR 97308

Robert J Gunn

Lawsuit & Dispute, Government, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

3635 Liberty Rd S, Salem, OR 97302

Joshua D Feil

Employment, Bankruptcy, Commercial Real Estate

Status: In Good Standing Licensed: 5 Years

CONTACT

250 Church St Se, Salem, OR 97308

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CCCS

See Consumer Credit Counseling Service.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Independence Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Rex K. Daines

Dennis V Messoline

Kevin J. Rank

Belle Na

Richard F Alway

Kimberly Lynn Mccullough

Keith Daniel Karnes

Lisa M Mayfield

Robert J Gunn

Joshua D Feil

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LEGAL TERMS

CREDIT INSURANCE

SECURED DEBT

401(K) PLAN

IRS EXPENSES

GUARANTOR

UNSECURED DEBT

CCCS

DISCHARGEABLE DEBTS

FAIR CREDIT BILLING ACT (FCBA)

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