Gladstone Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Todd N. Wilkinson

Bankruptcy, Consumer Protection

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Hunter B. Zook

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Matthew A. Casper

Commercial Bankruptcy, Consumer Protection, Dissolution

Status: In Good Standing

FREE CONSULTATION

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9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing

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21790 Willamette Drive, West Linn, OR 97068

Joseph Quincy Kaufman

Business, Intellectual Property, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

405 West Arlington Street, Gladstone, OR 97027

David Smith

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

1754 Willamette Falls Dr, West Linn, OR 97068

Adam M. Weiner

Consumer Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

8624 SE 13th Ave, Portland, OR 97202

Sarah Anne Rockwell

Family Law, Business & Trade, Consumer Bankruptcy, Personal Injury

Status: Inactive Licensed: 10 Years

CONTACT

15546 Se River Forest Drive, Portland, OR 97267

Wendy Beth Oliver

Banking & Finance, Commercial Bankruptcy, Business & Trade, Electronic Commerce

Status: In Good Standing Licensed: 34 Years

CONTACT

18623 Se Addie St, Portland, OR 97267

Larry J Lunas

Real Estate, Bankruptcy, Trusts

Status: Inactive Licensed: 43 Years

CONTACT

707 Main St, Oregon City, OR 97045

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CCCS

See Consumer Credit Counseling Service.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Gladstone Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Todd N. Wilkinson

Hunter B. Zook

Matthew A. Casper

David W. Schermer

Joseph Quincy Kaufman

David Smith

Adam M. Weiner

Sarah Anne Rockwell

Wendy Beth Oliver

Larry J Lunas

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

WORKOUT

LIABILITY

FAIR CREDIT REPORTING ACT (FCRA)

NONEXEMPT PROPERTY

CCCS

PRIORITY DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SETOFF

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