Frederick Bankruptcy & Debt Lawyer, Maryland, page 2

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David Wingate

Health Care, Family Law, Credit & Debt, Elder Law
Status:  In Good Standing           Licensed:  25 Years

Stanley N Tashoff

Lawsuit & Dispute, Divorce & Family Law, Commercial Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  54 Years

Donald A Dunbar

Real Estate, Estate, Commercial Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  47 Years

Gary L Compton

International, Commercial Bankruptcy, Bankruptcy & Debt, Tax
Status:  In Good Standing           Licensed:  48 Years
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Brett Charles Conyers

Immigration, Tax, Real Estate, Consumer Bankruptcy
Status:  Suspended           Licensed:  31 Years

W. Steve Paleos

Foreclosure, Bankruptcy, Traffic, Divorce
Status:  In Good Standing           

Jill Diane Caravaggio

Construction, Litigation, Lawsuit & Dispute, Collection
Status:  In Good Standing           Licensed:  33 Years

Michael Gregory Perkins

Family Law, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  11 Years

Leslie K Dickinson

Consumer Rights, Commercial Bankruptcy, Landlord-Tenant
Status:  In Good Standing           Licensed:  28 Years

Robert John Haeger

Litigation, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FCBA

See Fair Credit Billing Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.