Essex County, MA Workout Lawyers


Scott F. Bocchio Lawyer

Scott F. Bocchio

VERIFIED
Accident & Injury, Landlord-Tenant, Criminal, Social Security, Divorce & Family Law

Scott F. Bocchio, Attorney at Law operates a full-service law firm that delivers high-quality legal representation to individuals and businesses. Whil... (more)

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855-254-7841

Donald J. MacDonald Lawyer

Donald J. MacDonald

VERIFIED
Real Estate, Estate, Bankruptcy & Debt, Accident & Injury, Business
Call Today: 781-205-4735

Attorney MacDonald’s practice includes all aspects of intellectual property law, including patent and trademark prosecution, copyright law, licensin... (more)

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CONTACT

800-974-1170

John T. Wyrocki Lawyer

John T. Wyrocki

VERIFIED
Divorce & Family Law, Family Law, Child Support, Child Custody, Adoption
Reduced Fees Provided For Clients

Attorney Wyrocki’s practice focuses on all aspects of Family Law, including: divorce, legal separation, child custody dispute, child support, alimon... (more)

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CONTACT

978-777-1447

Jay Patrick Johnson Lawyer

Jay Patrick Johnson

VERIFIED
Bankruptcy & Debt, Collection, Lawsuit & Dispute, Personal Injury

Attorney Jay P. Johnson graduated in 1987 from Boston College with a Bachelor of Arts in Economics. He received his Juris Doctorate from Suffolk Unive... (more)

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CONTACT

800-497-8501

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Murat  Erkan Lawyer

Murat Erkan

VERIFIED
Criminal, Felony, DUI-DWI, Juvenile Law, Motor Vehicle
Former prosecutor with over 20 years of experience delivering uncompromising results

Choosing the right attorney to fight for you is the most crucial decision you may make in your life. I have 22 years of criminal law experience, begi... (more)

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978-474-0054

Daniel John Murphy Lawyer

Daniel John Murphy

VERIFIED
Accident & Injury, Employment, Civil & Human Rights, Personal Injury, Car Accident

The Murphy Law Group is a North Andover law firm that has been repeatedly recognized as a leading Boston and New England law firm. Martindale Hubbell ... (more)

Adam P. Beck Lawyer

Adam P. Beck

VERIFIED
Accident & Injury, Medical Malpractice, Personal Injury, Wrongful Death, Slip & Fall Accident

Dr. Beck is a nationally known eye specialist in the field of Ophthalmology. He graduated from medical school from Loyola University Stritch School o... (more)

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CONTACT

800-383-8491

Robert M. Strasnick Lawyer

Robert M. Strasnick

VERIFIED
Criminal, Divorce & Family Law, Real Estate, Accident & Injury

After graduating from the University of Massachusetts, Rob attended the New England School of Law. He graduated Magna Cum Laude in 1997 and commenced ... (more)

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CONTACT

800-957-4160

Marcus Lloyd Scott Lawyer

Marcus Lloyd Scott

VERIFIED
Divorce & Family Law, Criminal, Immigration, Real Estate, Estate

Marcus Scott was born and raised in the San Francisco Bay Area of Northern California. Marcus earned his Bachelors of General Studies, in English, fol... (more)

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CONTACT

800-745-3721

Robert A. Jutras Lawyer

Robert A. Jutras

VERIFIED
Real Estate, Divorce & Family Law, Employment, Accident & Injury, Business

Bob has been practicing law for twenty-nine years and is licensed in Massachusetts, New Hampshire and Maine. Bob attended the University of New Hampsh... (more)

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Free Help: Use This Form or Call 800-943-8690

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Easily find Massachusetts Workout Lawyers and Massachusetts Workout Law Firms for your location. Narrow your Workout attorney search for Massachusetts by major city or a specific Massachusetts city using the city list. Or search for Massachusetts Workout attorneys by county. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Credit & Debt and Reorganization attorneys.

LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.