Englewood Bankruptcy & Debt Lawyer, Colorado


Ryan James Peterson Lawyer

Ryan James Peterson

VERIFIED
Bankruptcy & Debt, DUI-DWI, Bankruptcy

My name is Ryan Peterson and I am the attorney/owner of The Law Office of Ryan Peterson, LLC. My firm stands out because I handle each case personally... (more)

FREE CONSULTATION 

CONTACT

800-993-8560

John Loren Eckelberry Lawyer

John Loren Eckelberry

VERIFIED
Family Law, Bankruptcy, Divorce, Child Custody, Collection
Providing personal and financial fresh starts for almost 20 years!

John has been practicing law in Colorado since 1998. He is the founding member of Eckelberry Law Firm, established in 2006, in charge of the family l... (more)

FREE CONSULTATION 

CONTACT

303-434-1131

Loren James Randall Lawyer

Loren James Randall

VERIFIED
Divorce & Family Law, Criminal, DUI-DWI, Estate, Bankruptcy

We genuinely care about people. Good people sometimes find themselves in bad circumstances... and legal problems are often the most stressful challeng... (more)

FREE CONSULTATION 

CONTACT

800-969-0650

Lynn Anne Pierce Lawyer

Lynn Anne Pierce

VERIFIED
Criminal, Bankruptcy, Traffic
We believe in the right of the accused to a strong and skillful defense.

Butler, Landrum and Pierce, P.C. was formed over 30 years ago. Lynn Pierce has 28 years of experience. Ms. Pierce provides experienced and aggressive ... (more)

FREE CONSULTATION 

CONTACT

800-871-2510

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Amy  Simons Lawyer

Amy Simons

VERIFIED
Criminal, Workers' Compensation, Bankruptcy & Debt, Personal Injury, Social Security -- Disability

Litigation attorney handling all types of Criminal Defense including DUI / DWAI, assault cases, drug cases, domestic violence cases. Also handling Wor... (more)

Brian J. Berardini

Class Action, Corporate, Administrative Law, Bankruptcy Litigation
Status:  In Good Standing           

Douglas W. Brown

Arbitration, Corporate, Business Organization, Bankruptcy Litigation
Status:  In Good Standing           

Erick S. Arriola

Banking & Finance, Bankruptcy, Corporate, Estate Planning
Status:  In Good Standing           

James K. Townsend

Bankruptcy, Consumer Bankruptcy, Workout, Garnishment
Status:  In Good Standing           

FREE CONSULTATION 

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George T. Carlson

Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLATERAL

Property that guarantees payment of a secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)
Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.