Dickerson Bankruptcy & Debt Lawyer, Maryland, page 2

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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sean Patrick Fleming

Immigration, Business, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

11717 Exploration Ln, Germantown, MD 20876

Kevin K Shipe

Divorce & Family Law, Bankruptcy & Debt, DUI-DWI, Landlord-Tenant

Status: In Good Standing Licensed: 23 Years

CONTACT

3528 Worthington Boulevard, Frederick, MD 21704

Heather Libman Kafetz

Commercial Real Estate, Complex Litigation, Criminal, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

22842 Glacier Lily Dr, Clarksburg, MD 20871

Craig W Stewart

Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

23401 Arora Hills Dr, Clarksburg, MD 20871

Albert Decady

Divorce & Family Law, Collection, Intellectual Property

Status: In Good Standing

CONTACT

3823 Bush Creek Dr, Frederick, MD 21704

Wayne Anthony Holman

General Practice

Status: In Good Standing Licensed: 7 Years

CONTACT

110 Longpoint Way, Gaithersburg, MD 20878

Jill Diane Caravaggio

Construction, Litigation, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

11116 Innsbrook Way, Ijamsville, MD 21754

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Dickerson Bankruptcy & Debt Lawyer, Maryland, page 2

Sponsored Law Firm

Jones & Cohen, LLC

SPONSORED LAWYERS

Sean Patrick Fleming

Kevin K Shipe

Heather Libman Kafetz

Craig W Stewart

Albert Decady

Wayne Anthony Holman

Jill Diane Caravaggio

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LEGAL TERMS

WORKOUT

DOING BUSINESS AS (DBA)

FAIR CREDIT REPORTING ACT (FCRA)

PREFERENCE

LIQUIDATING PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDITOR

NONEXEMPT PROPERTY

LIMITED PARTNERSHIP

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