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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
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Leta Ann Wolfe

✓ VERIFIED

Estate, Divorce & Family Law, Accident & Injury, Bankruptcy & Debt, Tax

Received JD cum laude in May 2003

Leta Wolfe is a practicing lawyer in the states of Maryland, California, and Florida. Attorney Wolfe received her J.D. from Florida State University C... (more)

FREE CONSULTATION

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301-741-4522

Cabin Branch Avenue, Clarksburg, MD 20871

Alice Pare'

Administrative Law, Adoption, Banking & Finance, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

19737 Executive Park Circle, Germantown, MD 20874

Albert Decady

Divorce & Family Law, Collection, Intellectual Property

Status: In Good Standing

CONTACT

3823 Bush Creek Dr, Frederick, MD 21704

Alice Ann Pare-Johnson

Juvenile Law, Other, Divorce & Family Law, Consumer Bankruptcy

Status: In Good Standing

CONTACT

19737 Executive Park Cir, Germantown, MD 20874

Alice Pare

Insurance, Foreclosure, Bankruptcy, Divorce

Status: In Good Standing

CONTACT

19737 Executive Park Circle, Germantown, MD 20874

Bud Stephen Tayman

Bankruptcy & Debt, International Other, Commercial Bankruptcy

Status: In Good Standing

CONTACT

13017 Wisteria Drive, Germantown, MD 20874

Craig W Stewart

Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

23401 Arora Hills Dr, Clarksburg, MD 20871

Fredrick Eric Nix

Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

13588 Station St, Germantown, MD 20874

Heather Libman Kafetz

Commercial Real Estate, Complex Litigation, Criminal, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

22842 Glacier Lily Dr, Clarksburg, MD 20871

James Carroll Martin

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

19601 Gott St, Poolesville, MD 20837

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

Dickerson Bankruptcy & Debt Lawyer, Maryland

Sponsored Law Firm

Jones & Cohen, LLC

SPONSORED LAWYERS

Leta Ann Wolfe

Alice Pare'

Albert Decady

Alice Ann Pare-Johnson

Alice Pare

Bud Stephen Tayman

Craig W Stewart

Fredrick Eric Nix

Heather Libman Kafetz

James Carroll Martin

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

REAFFIRMATION

LIMITED PARTNERSHIP

TOXIC TORT

PRESUMED ABUSE

MEETING OF CREDITORS

401(K) PLAN

CREDIT INSURANCE

CREDITOR

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