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Columbia Collection Lawyer, South Carolina

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Robert Meredith
About | Practice Areas
Meredith Law Firm, LLC
4000 Faber Place Dr. Ste 120 North Charleston, SC 29405» view map
Bankruptcy
Personal And Business Bankruptcy Lawyers

At Meredith Law Firm LLC, our emphasis is on the person, not the file.

800-924-6981
1. Robert Meredith North Charleston, SC
  Attorney at Law- SC, 1993
  University of South Carolina School of Law, J.D. 1993
2. AboutMeredith Law Firm, LLC
  Columbia, Charleston And Myrtle Beach Bankruptcy Lawyers Serving South Carolina
3. Practice AreasExpertise
  Bankruptcy
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Ian Douglas McVey

Construction, Corporate, Banking & Finance, Collection

Status: In Good Standing

1812 Lincoln St, Columbia, SC 29202

Daniel B. Lott

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing Licensed: 30 Years

3022 Millwood Avenue, Columbia, SC 29205

Edward L. Grimsley

Bankruptcy & Debt, Foreclosure, Litigation, Collection

Status: In Good Standing

1703 Laurel Street, Columbia, SC 29201

Eric Christopher Hale

Litigation, DUI-DWI, Business & Trade, Collection

Status: In Good Standing

1300 Pickens Street, Columbia, SC 29202

Speak with Lawyer.com

Christopher Stephen Truluck

Communication & Media Law, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing

1507 Richland Street, Columbia, SC 29201

Adam Hollen Schanz

Litigation, Foreclosure, Collection, Landlord-Tenant

Status: In Good Standing Licensed: 11 Years

1507 Richland Street, Columbia, SC 29201

John Andrew Pincelli

Bankruptcy, Collection

Status: In Good Standing

1507 Richland Street, Columbia, SC 29201

Henry Guyton Murrell

Foreclosure, Bankruptcy, Collection

Status: In Good Standing

1507 Richland Street, Columbia, SC 29201

Ian Douglas McVey

Landlord-Tenant, Litigation, Insurance, Collection

Status: In Good Standing

1507 Richland Street, Columbia, SC 29201

William Donald Britt

Litigation, Medical Malpractice, Housing & Urban Development, Collection

Status: In Good Standing

1507 Richland Street, Columbia, SC 29201

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By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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