Chilmark Bankruptcy & Debt Lawyer, Massachusetts


Joseph Francisco Botelho Lawyer

Joseph Francisco Botelho

VERIFIED
Bankruptcy & Debt, Immigration, Criminal, Estate, Divorce & Family Law

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

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CONTACT

800-229-5331

Allan R. Curhan

Bankruptcy, Corporate, Business Organization, Contract
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Lawrence L Hale

Dispute Resolution, Corporate, Business Organization, Bankruptcy
Status:  In Good Standing           

Kathleen Horan McLean

Family Law, Accident & Injury, Bankruptcy & Debt, Estate
Status:  In Good Standing           

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CONTACT
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Amy S. Mello

Litigation, Guardianships & Conservatorships, Commercial Bankruptcy
Status:  In Good Standing           

Peter M Daigle

Bankruptcy Litigation, Bankruptcy & Debt, Credit & Debt, Collection
Status:  In Good Standing           Licensed:  22 Years

Michelle M Gagne-McAulay

Divorce & Family Law, Juvenile Law, Bankruptcy, Car Accident
Status:  In Good Standing           Licensed:  19 Years

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CONTACT

Robert S. Simonian

Bankruptcy & Debt, Consumer Bankruptcy, Credit & Debt, Collection
Status:  In Good Standing           

Robert S. Simonian

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

Brian R Lewis

Reorganization, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Free Help: Use This Form or Call 800-943-8690

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

TIPS

Lawyer.com can help you easily and quickly find Chilmark Bankruptcy & Debt Lawyers and Chilmark Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CCCS

See Consumer Credit Counseling Service.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT FILE

See credit report.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FCRA

See Fair Credit Reporting Act.