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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brendan Enright

Farms, Divorce, Child Support, Bankruptcy

Status: In Good Standing

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21028 Hwy 99E NE, Aurora, OR 97002

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing

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21790 Willamette Drive, West Linn, OR 97068

Michael Dirk Mc Nichols

Bankruptcy, Civil Rights, Estate Planning, Business & Trade

Status: In Good Standing Licensed: 29 Years

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181 N Grant St, Canby, OR 97013

Daniel T. Garner

Dispute Resolution, Welfare, Business, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

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8215 Sw Tualatin-Sherwood Rd, Tualatin, OR 97062

Lawrence Louis Lopardo

State Government, Employment Discrimination, Life & Health, Commercial Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

25117 Sw Parkway Ave, Wilsonville, OR 97070

Lawrence A Castle

Wills & Probate, Family Law, Consumer Protection, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

174 Nw 3Rd Ave, Canby, OR 97013

David Smith

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

1754 Willamette Falls Dr, West Linn, OR 97068

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FCBA

See Fair Credit Billing Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Aurora Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Brendan Enright

David W. Schermer

Michael Dirk Mc Nichols

Daniel T. Garner

Lawrence Louis Lopardo

Lawrence A Castle

David Smith

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LEGAL TERMS

SECURED DEBT

FCBA

AUTOMATIC STAY

FRAUDULENT TRANSFER

CREDIT INSURANCE

SETOFF

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NUISANCE FEES

INFRINGEMENT (OF TRADEMARK)

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